Get senior discounts. Harris Teeter and Hy-Vee offer 5 percent discounts, either on specific days or when you present a special store ID card. Fred Meyer and New Seasons Market discounts are 10 percent.

The discount may be available only on certain days or on select items. Buy in bulk. And larger packages often have lower per-unit pricing.

WinCo Foods, based in Boise, Idaho, is one notable vendor of such products, selling low-cost bulk barrels and bins of dried fruits , pasta, spices, snacks, legumes, nuts, candies, and other items. Barter and share. If you buy in bulk or find yourself with more of some items than you need, consider trading with neighbors and friends.

Economides from MoneySmartFamily says she has bartered the citrus that grows on her property for food from folks she has found through a local Facebook gardening group. Early in the pandemic, for instance, she got a carton of eggs, which had been hard to come by, in return for oranges and rosemary that grow on her property.

Track prices. For a few weeks, record the prices of the items you buy the most when food shopping. Do the math on grocery delivery annual memberships. If you expect to use grocery delivery on a regular basis, calculate the value of an annual membership before you sign up.

Over a year of use, that means you order about every two weeks. Learn where stores have their clearance sections, Economides says. Grow your own. Yvette Beltran-Southwell, who lives north of Dallas, says her family grows rosemary, English thyme, two types of oregano, sage, Italian parsley, basil, and numerous other herbs to economize and reduce food waste.

Homegrown plants also last longer than bunches purchased at the store and refrigerated, she says. And, of course, they regenerate throughout the growing season. Get creative with how you use, store, and eat food.

Use your freezer right. Buying fresh blueberries in season, and stocking your freezer, is better than paying two to three times that much for frozen blueberries the rest of the year. The Economideses even freeze milk and cheese. Tobie Stanger is a senior editor at Consumer Reports, where she has been helping readers shop wisely, save money, and avoid scams for more than 30 years.

Most recently, her home- and shopping-related beats have included appliance and grocery stores, generators, homeowners and flood insurance, humidifiers, lawn mowers, and luggage—she also covers home improvement products like flooring, roofing, and siding.

During off-hours, she works on her own fixer-upper and gets her hands dirty in the garden. Follow her on Twitter TobieStanger. We respect your privacy. All email addresses you provide will be used just for sending this story.

How to Save Money Food Shopping With food prices rising, here are 19 ways to optimize your shopping dollars at the grocery store. By Tobie Stanger. Updated November 2, Photo: Getty Images.

More on Grocery Shopping. Save More—and Waste Less—in the Kitchen. How to Save Big With Digital Coupons. How to Eat Healthy on a Budget. Store Brand Foods We Love and a Few We Don't.

How to Deal With Grocery Shortages. Finding Tactics That Work. Tobie Stanger Tobie Stanger is a senior editor at Consumer Reports, where she has been helping readers shop wisely, save money, and avoid scams for more than 30 years. Sharing is Nice. Learn More Program Advantages.

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In the end, Walmart nabbed the top spot as the cheapest place to buy groceries online. The big box store came out about 10% cheaper than Target Ask your local supermarket if they give seniors a discount — typically 5% or 10% off the bill — for shopping on a certain day of the week. Here Cut out any coupons and save them for your next grocery run. Fortunately, by maximizing discounts and other opportunities to save, you can offset these costs: Low-cost grocery discounts

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Some grocers have clearance aisles where you can get extra-low prices. The items in this aisle are often discontinued or in low demand, but they could also be damaged packages or items nearing their sell-by or expiration date.

So, despite being a great deal, be sure to check for damage and make sure the expiration date has not yet passed. You may be able to find smaller local grocery outlets that deal only in discount groceries. These discount grocery stores will often buy low-demand groceries, damaged or salvaged groceries or those nearing their best-by date in bulk and then resell them at great prices.

It is generally okay to consume foods near or beyond their best-by date. They are sometimes pricier than supermarkets because they are smaller, but if the farmers who contribute have an unexpectedly high yield of a certain crop, they may offer that product at a deep discount.

Knowing the peak growing seasons for fresh produce will help you predict when you can get the cheapest grocery items. But again, you must buy in bulk to enjoy the best prices at these affordable grocery stores.

To buy cheap food at these clubs, you need a membership, which comes with an annual fee. We see all the commercials for big name-brand groceries, so those tend to stick in our minds. Plus, many of these store brands are high-quality groceries produced in the same factory as the name-brand items and with the same ingredients.

They just get tossed into a different box. Credit cards often offer some of the highest reward points at grocery stores. If you can secure one of these credit cards and use it every time you buy groceries, you can save money in several ways. The most direct way is if the credit card company allows you to use your points as credits on your account to pay down your grocery bill.

Try to pay off the entire statement balance by the due date monthly to avoid any interest charges. Today, several cash-back apps, such as Ibotta, offer you cash back for buying certain groceries.

This can help you save money just by uploading your receipt after a trip to the grocery store. Like coupons, these apps attempt to steer your shopping list toward certain items. So, keep this in mind and try to only purchase things you need and pantry staples you will use, like salt, pepper, pasta sauce, peanut butter, etc.

Most people are looking for a way to save a buck and make their limited monthly budgets go further. A quick way to do that is by getting discounted groceries.

Whether this is by couponing, shopping at budget-friendly salvage grocery stores, using cash-back apps or any of the other grocery-shopping tricks mentioned above, you can then apply your savings to other needs and wants. You can also help your budget by saving on high-interest credit card debt.

The app helps you manage your credit card payments, and Tally offers a lower-interest personal line of credit, allowing you to efficiently pay off higher-interest credit card balances.

The APR which is the same as your interest rate will be between 7. The APR will vary with the market based on the Prime Rate. Read more about How much should I spend on groceries to stay on budget?

How much should I spend on groceries to stay on budget? Read more about What Are Variable Expenses and How Can I Calculate Them? What Are Variable Expenses and How Can I Calculate Them? Read more about How to Budget in 5 Steps — and Answers to Budgeting FAQs. How to Budget in 5 Steps — and Answers to Budgeting FAQs.

Return to Blogs. Money-Saving Hacks: 9 Ways to Buy Discount Groceries Looking for ways to lower your grocery bill? It offers 3X points on online grocery purchases excluding Target®, Walmart® and wholesale clubs , along with discounts and credits on Instacart. This means you'll effectively earn 3.

You could potentially get even greater value if you take advantage of Chase's various airline and hotel transfer partners to book trips.

Read our Chase Sapphire Preferred® Card review. Most grocery stores offer loyalty programs that are free to join. By signing up, you can benefit from member-only discounts that automatically deduct at checkout — without the need to clip coupons.

After you've signed up for your favorite grocery store's loyalty program, maximize your savings by clipping coupons for additional discounts. Look out for the weekly circular in the mail and sift through the pages for deals that matter to you.

Cut out any coupons and save them for your next grocery run. There are also digital options that are just as easy to use, if not easier. Download your favorite grocery store's mobile app, browse available discounts and click to load coupons onto your digital loyalty card. Then when you checkout in-store, the discounts will automatically be applied.

Wholesale clubs like Costco can help you rack up savings for buying in bulk. If you have a large family, joining a wholesale club can be a good idea. This may not be an option depending on your cash flow. Also, note that clubs come with membership fees. The cost can be worthwhile if you frequently stock up on items.

Plus you can optimize savings by using the Costco Anywhere Visa® Card by Citi which has no annual fee, but requires an active Costco membership. Read our review of the Costco Anywhere Visa Card.

You may also want to consider eating first or leaving the kids at home to avoid spur-of-the-moment items. Supermarkets are always running various promotions that can help you save on everything from staples, like milk and eggs, to sweets, like ice cream and cookies.

Consider buying items on sale whenever possible, especially if the cost is normally high. Sale items are often displayed in prominent locations throughout the store, such as at the entrance and ends of the aisles.

While buying pre-cut veggies or pre-shredded cheese can save you time while cooking, stores often charge more for the convenience. Opt for whole items, like fresh or frozen veggies and block cheese, to save money. If you live near various grocery stores, consider shopping at a few and comparing prices.

You can learn which store has the items you need for less and also look at the sales they run. If you currently shop at a high-end grocery store, consider switching to a store that's known for more affordable food prices like Walmart, Aldi or Trader Joe's.

Supermarkets put costly, name-brand items at eye level, which can tempt you to spend more money on high-cost items. Next time you go shopping, opt for a generic brand to save money. If you bring reusable shopping bags to the store, you can often receive a discount on your order total.

Depending on your city and state, stores like Target and Whole Foods Market can give you up to a cent discount per bag you bring. There are a handful of rebate apps, such as Ibotta and Rakuten , that give you cash back for buying groceries. You can register for free with one of these services to save more on top of loyalty benefits and credit card rewards.

Depending on the app, you may need to link a loyalty card or submit receipts to receive a rebate. While inflation is slowing down, grocery prices continue to be high as a result of supply chain shortages and post-pandemic consumer demand. Aldi is the most budget-friendly grocery store in America, according to a February study by Marketforce.

Aldi is in 39 states and will be the country's 3rd largest grocery retailer by the end of Check out the USDA's Official Food Plans for more tailored information. Traditional Medicare does not offer a grocery allowance.

However, some Medicare Advantage plans, like some Special Needs Plans SNPs , do. Reach out to your provider to understand your benefits. Groceries can take up a sizeable portion of your budget, especially in times of high inflation.

Fortunately, by maximizing discounts and other opportunities to save, you can offset these costs. It also helps if you have a credit card that earns a high rewards rate on grocery purchases. Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.

Sign up here. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money.

Every personal finance guide is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of personal finance products.

Low-cost grocery discounts - Welcome to MyGroceryDeals: the best way to find grocery deals from your favorite local stores. Our Deal Gallery provides you with a flexible way of browsing Shop jav-way.site and save up to 70% on thousands of brand name grocery items, delivered right to your doorstep, with no subscriptions! “Watch for a great sale, combine it with coupons and store offers, and buy in a higher quantity,” said Josh Elledge of SavingsAngel. “You can easily cut 50% or Best Discount Grocery Stores in the U.S. · 1. Sam's Club · 2. Costco · 3. Aldi · 4. Walmart · 5. Smart & Final · 6. Food4Less · 7. Publix · 8

You can locate specific brand coupons online through sites like Coupon Sherpa or PromoCodeWatch, said Woroch. A strategy is key to saving on groceries. So, put your grocery store coupons to work. Feel free to combine coupons, as well.

People can miss the biggest savings when it comes to grocery coupons. If you can master combining them, you can really make the magic happen, said Elledge. This is called coupon stacking. The best way to find out which of your local grocery store chains offers these double coupon days and when is to call them directly and ask about their policies.

The extra leg work can end up helping you score major grocery deals. Tips: The Simple Trick That Helps My Family Spend Less on Food. Jill Cataldo, the founder of the nationally syndicated newspaper column Super-Couponing Tips, recommends Flipp — a free app that gathers all of the store circulars in your area in one easy-to-use space.

Find out which supermarkets offer these programs before your next shopping trip. This might take some time to do, but careful comparison shopping at different grocery chains can help you find the best deals on specific products.

The cheapest grocery stores for some items will be different than the cheapest grocery stores for other times. Grocery stores tend to stock their most expensive items at eye level, knowing that customers are most likely to grab these items.

To find the best grocery deals, make sure to scan shelves from top to bottom instead of just grabbing the first item you see. Find Out: Walmart Shopping Tricks to Get the Most Bang for Your Buck.

More Deals: Experts Reveal How to Get a Discount Every Time at Your Fave Stores. When you go into the supermarket, you find that item is on sale now. Instead of waiting until next week to buy the item, make the exception and buy it now.

Some bulk items at warehouse stores might not really be the best value, said Benjamin Glaser, a former editor with DealNews. But if you check the unit price, you might not always be getting a discount.

Of course, buying in bulk can offer the opposite effect, depending on what you buy. Toilet paper and diapers are typically some of the best deals at Costco. You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.

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Inflation has cooled slightly so far in yet it still remains uncomfortably high as Americans continue to grapple with elevated prices of essentials such as groceries.

In fact, the price of food eaten at home rose Categories that saw some of the largest increases included cereals and bakery products, which rose With prices soaring on everything from meat and produce to canned goods and frozen foods, it can feel impossible to keep your grocery budget under control.

Here are 17 ways to save money on groceries. You can avoid waste and overspending by going to the grocery store with a list based on what you intend to cook for the week. Impulse buying can be one of the costliest habits at the grocery store.

Crowds can have a negative impact on your grocery budget. Depending on where you shop, ground turkey or even ground chicken might come at a lower price point than ground beef.

Consider swapping your meat choice for one of the lower-cost options. If you normally purchase higher-end cuts of meat, consider reducing costs by swapping out some of it with more affordable alternatives.

In fact, some generic products are exactly the same as name-brands but with a smaller price tag. You can often find hygiene products for less at places like Walmart, Target or one of the dollar stores. Grocery rewards credit cards offer cash back or points on purchases at the supermarket.

Getting a little bit back from each shopping trip will help offset the costs of inflation. These cards typically pay between 3 and 6 percent in cash back or other rewards. Some also offer rewards on money spent in other categories, including restaurants, gas and home improvement stores.

Use either your smartphone or a handheld calculator to add up the cost of your groceries as you go through the aisles. A lot of stores will also have discounts specifically for loyalty members as well. Many stores let you choose between picking up your order curbside or having it delivered.

You may find curbside pickup to be more cost-effective, since delivery fees can be expensive. Some foods are significantly cheaper when purchased in bulk. This can apply to bread, meat, cheese and more.

This practice can be especially useful during certain sales. For instance, you may find a deal that applies when you purchase two loaves of bread or two packages of cheese. Rather than trying to use it all at once, freeze the spare for later. This is an age-old tip for grocery shopping.

Bulk bins allow you to scoop into a bag the exact amount you need of things like grains or nuts.